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First Commonwealth Federal Credit Union

4.4(57 reviews)

What people love here...

Exceptional Service from Kelli Koehler

Kelli is repeatedly named for her knowledge, patience, and efficient handling of loan and account setup.

"I was helped by Kelli, the Sinking Spring Branch Manager, who was great to work with." (Review 4)
"Kelli Koehler was Knowledgeable, kind, and sincere. I had a lot of questions and she was very patient." (Review 5)

Key Themes from Reviews

Customer Service & Staff FriendlinessPositive

Customers overwhelmingly praise the friendly, helpful, and courteous staff at branches.

""Everyone there is so pleasant and helpful." (Review 4)"
""All the tellers and employees are very pleasant and the customer service is fantastic." (Review 27)"

About First Commonwealth Federal Credit Union

Discover First Commonwealth Federal Credit Union in Sinking Spring, PA

Nestled in the heart of Sinking Spring, First Commonwealth Federal Credit Union stands as a trusted financial institution committed to delivering personalized banking, investment services, and ATM access that truly put members first. Since opening its doors in the community, this locally minded credit union has earned a reputation for genuine warmth, competitive offerings, and a digital experience designed for today’s on-the-go lifestyle.

Personalized Service That Feels Like Family

At First Commonwealth Federal Credit Union, exceptional customer service isn’t just a tagline—it’s woven into every interaction. Members consistently applaud the friendly, helpful, and courteous staff who greet you by name and take time to understand your unique needs. Whether you’re opening a savings account, inquiring about investment options, or stopping by the ATM, you’ll find:

  • Warm, patient experts ready to guide you
  • Tellers and advisors who remember your story, not just your account number
  • Branch leaders like Kelli Koehler, whose deep product knowledge and genuine kindness turn complex loan setups into seamless, stress-free experiences

“I was helped by Kelli, the Sinking Spring Branch Manager, who was great to work with,” shared one member after completing a quick auto loan approval. It’s this sense of individual attention that keeps members returning year after year.

Streamlined Loans and Competitive Rates

Whether you’re buying your first car or refinancing to save on monthly payments, you’ll appreciate how First Commonwealth Federal Credit Union simplifies the loan process. Gone are the days of waiting weeks for approval—many members leave the branch in under an hour with funds in hand. Highlights include:

  • Auto, personal, and home equity loans with competitive interest rates
  • A straightforward application process, either in-branch or online
  • Fast approvals that help you seize opportunities without delay

“Easy loan application, quick approval, and good rates,” notes one satisfied borrower, capturing the credit union’s commitment to efficient, transparent lending.

Digital Banking that Fits Your Life

In an era where convenience is king, First Commonwealth delivers a mobile banking experience that’s both intuitive and reliable. The user-friendly app and online platform empower members to:

  • Transfer funds with a tap, pay bills seamlessly, and deposit checks remotely
  • Monitor balances and account activity in real time
  • Customize alerts to stay on top of due dates, low balances, or unusual charges

“The app is simple and easy to use. Transferring money is as easy as pie,” raves one member. With security measures built in at every step, you can bank confidently from anywhere—on the road, at home, or while traveling.

Comprehensive ATM Network and Fee Refunds

Accessing cash should never come with hidden costs. First Commonwealth Federal Credit Union’s expansive ATM network and monthly fee-refund program ensure you get your money when and where you need it:

  • Hundreds of surcharge-free ATMs in Pennsylvania and beyond
  • Automatic reimbursement of out-of-network ATM fees every month
  • Transparent account terms with no surprises

Members appreciate the tangible savings: “I love the fact I get my ATM fees back every month,” notes one. It’s just one more way the credit union delivers exceptional value.

Loyalty Rewards That Grow with You

Long-term members know that sticking with First Commonwealth Federal Credit Union pays off. From anniversary perks to surprise birthday bonuses, the credit union celebrates milestones large and small:

  • Birthday deposits to brighten your special day
  • Anniversary rewards that reflect how much you matter
  • Exclusive offers on financial products for lifetime members

“Had this bank since I was little… always getting $5 in my account on my birthday,” smiles a member who’s enjoyed these little touches for decades. It’s a testament to the belief that loyalty should be rewarded, not taken for granted.

The People Behind Your Success

Behind every transaction, there’s a team dedicated to your financial well-being. Branch managers like Angela Mayhew deliver personalized guidance, whether you’re exploring savings strategies or setting up a new loan. Angela’s blend of professionalism and genuine care has helped families through both everyday banking tasks and major purchases.

“Angela Mayhew was a very big help setting up my loan for my motorcycle,” reports one rider, underscoring the impact of hands-on support. These personal connections are what make First Commonwealth Federal Credit Union more than just a bank—it’s a community resource.

Embracing Continuous Improvement

While members adore the friendly face at their local branch, the credit union also recognizes the value of seamless communication. A centralized call line ensures that every inquiry receives prompt, expert attention, day or night. Whether you prefer to chat by phone, message through the mobile app, or visit the Sinking Spring branch in person, First Commonwealth Federal Credit Union is here to listen and evolve.

Join First Commonwealth Federal Credit Union Today

If you’re seeking a financial partner that blends hometown hospitality with modern banking conveniences, look no further than First Commonwealth Federal Credit Union in Sinking Spring, PA. From streamlined loan approvals and intuitive digital tools to rewarding loyalty perks and genuine, personalized service, you’ll discover a credit union built around your goals. Open an account today and experience the difference that community-driven banking can make.

About This Business

Accessibility

  • Wheelchair accessible entrance
  • Wheelchair accessible parking lot

Service options

  • Drive-through

Contact Information

2 Cloister Ct
Sinking Spring, PA 19608
United States of America

Website: Visit Website

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Customer Reviews

4.4 out of 5 stars

Based on 57 reviews

Review data

5 star reviews

75%

4 star reviews

11%

3 star reviews

2%

2 star reviews

2%

1 star reviews

11%

Working Hours

Monday:
9AM-5PM
Tuesday:
9AM-5PM
Wednesday:
9AM-5PM
Thursday:
9AM-5PM
Friday:
9AM-5PM
Saturday:
9AM-1PM
Sunday:
Closed

Location Map