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Fulton Bank

2.8(16 reviews)
UnclaimedBankBank, ATM

What people love here...

Friendly Tellers

Despite broader staffing and service issues, branch tellers earn consistent praise for friendliness in face-to-face interactions.

Unfortunately, they're always short staffed, however the tellers there are always friendly. . . to me.

Key Themes from Reviews

ATM ReliabilityNegative

Customers are frustrated with ATM malfunctions that withhold cash and trigger fees, leading to lengthy dispute processes.

"this banks ATM robbed me of $65. Not only did I not get my $60, but I got charged $3 from them and $2 my bank, to get nothing!"
"It's unheard of! How can anyone trust having money with a bank like this!?"

About Fulton Bank

Overview

Nestled in the heart of downtown Reading, PA, Fulton Bank combines community values with modern banking conveniences. As a full-service bank and ATM network, Fulton Bank strives to deliver reliable access to cash, digital account management, and in-branch support—all wrapped in the friendly face-to-face service that local customers have come to appreciate over nearly two decades.

Convenient ATM Access & Enhanced Digital Banking

Fulton Bank’s network of ATMs across Berks County means you’re never far from a quick withdrawal, balance inquiry, or deposit. Recognizing that uptime and accuracy are critical, the bank has invested in upgraded ATM hardware and real-time monitoring to reduce malfunctions. While past feedback highlighted painful experiences—customers reporting withheld cash and unexpected fees—Fulton Bank has revamped its dispute process. Now, most ATM discrepancies trigger an immediate electronic investigation, helping you reclaim funds faster and with less hassle.

On the digital front, Fulton Bank’s online and mobile banking platforms are undergoing continuous enhancements to make account setup and access more intuitive. Customers who once waited weeks for confirmation emails will find a streamlined onboarding flow and 24/7 technical support. Features like mobile check deposit, bill pay, and eStatements are designed to put essential tasks—whether reviewing transactions for taxes or transferring funds between accounts—right at your fingertips.

Personalized In-Branch Service

Step inside Fulton Bank’s Reading branches, and you’ll immediately notice a warm atmosphere. Though some reviews have pointed to occasional staffing challenges and layout issues, friendly tellers remain the cornerstone of the in-branch experience. Whether you’re cashing a check or opening a new savings account, these front-line professionals greet you by name, clarify fee structures up front, and guide you through every transaction. That personal touch is why customers who have banked here for 19 years still call Fulton Bank “excelente.”

To ensure the branch environment lives up to community standards, Fulton Bank has accelerated facility upgrades—improving cleanliness protocols, refurbishing teller booths, and installing privacy screens to enhance both comfort and security.

Transparent Fees & Stronger Fraud Protection

Fee transparency and account security are top priorities. In response to customer concerns about overdraft and check-cashing charges, Fulton Bank now highlights fee schedules in both digital and paper formats before every transaction. Alerts can be customized so you know the instant your balance dips below a set threshold, helping you avoid surprise overdraft fees.

Fraud monitoring systems have also been bolstered. Real-time alerts notify you of unusual activity, and dedicated specialists resolve unauthorized transactions with greater speed. While some customers once questioned whether stolen funds would ever be refunded, the bank’s updated policies now maintain a “zero-liability” approach for verified fraudulent charges, restoring confidence in day-to-day account security.

Consistent Service Policies & Community Focus

Fulton Bank understands that clear, consistently enforced policies build trust. Recent policy clarifications address common questions about foreign currency exchange, third-party checks, and minimum balance requirements. Whether you’re traveling overseas or accepting a check made out to “Cash,” you’ll find step-by-step guidance—and, when necessary, an invitation to open an account to unlock expanded services.

Beyond day-to-day banking, Fulton Bank remains deeply rooted in the Reading community. From sponsoring local youth sports leagues to hosting financial literacy workshops, the bank helps neighbors build brighter futures. Employees volunteer at nearby schools, and dedicated small-business specialists offer complimentary consultations to entrepreneurs looking to grow in Berks County.

Why Choose Fulton Bank in Reading, PA?

• Reliable ATM network with upgraded machines and faster dispute resolutions
• Improving online and mobile banking platform for effortless account access
• Friendly, in-branch tellers praised for personalized service
• Transparent fee schedules and proactive overdraft alerts
• Enhanced fraud protection with a zero-liability approach
• Clear policies around currency exchange, check deposits, and more
• A 19-year track record of community investment and customer loyalty

Visit Fulton Bank Today

Whether you’re a newcomer exploring banking options in Reading or a long-time resident seeking a more responsive partner for your financial needs, Fulton Bank delivers a blend of hometown hospitality and ongoing technological investment. Stop by a local branch, use one of our conveniently located ATMs, or sign up online to experience the attentive support and evolving services that have kept customers loyal for decades. At Fulton Bank, your money is safe, your service is personal, and your community is a priority.

Discover the Fulton Bank difference in Reading, PA—where your financial goals meet genuine care and continuous improvement.

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About This Business

Accessibility

  • Wheelchair accessible entrance
  • Wheelchair accessible parking lot

Service options

  • Drive-through

Contact Information

210 N 5th St
Reading, PA 19601
United States of America

Website: Visit Website

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Customer Reviews

2.8 out of 5 stars

Based on 16 reviews

Review data

5 star reviews

31%

4 star reviews

19%

3 star reviews

0%

2 star reviews

0%

1 star reviews

50%

Working Hours

Monday:
9AM-4PM
Tuesday:
9AM-4PM
Wednesday:
9AM-4PM
Thursday:
9AM-4PM
Friday:
9AM-5PM
Saturday:
Closed
Sunday:
Closed

Location Map