Mid Penn Bank

Mid Penn Bank operates a full service branch at 1310 Broadcasting Rd in Wyomissing, Pennsylvania, serving customers across Berks County from a location just off the Route 422 corridor near the Broadcasting Road business district. The branch handles everyday retail banking needs along with lending and business services, and it can be reached by phone at +1 610-898-7700.

Mid Penn Bank is a Pennsylvania community bank with roots in Millersburg, Dauphin County, where it began in the nineteenth century as Millersburg Trust Company. Over the decades it grew through both organic expansion and a series of mergers with other regional institutions, eventually building a branch network that reaches across central and southeastern Pennsylvania and into neighboring markets. The Wyomissing office is part of that broader footprint, giving Berks County residents and businesses access to a bank that is large enough to handle commercial credit and treasury needs while still operating on a regional, locally staffed model.

Personal Banking Services

The Wyomissing branch provides the range of deposit and consumer services customers expect from a community bank. Staff can open and service accounts, process transactions at the teller line, and walk customers through products that fit different saving and spending patterns. Typical personal banking offerings include:

• Checking accounts in several tiers, including basic, interest bearing and relationship based options
• Statement savings, youth savings and money market accounts
• Certificates of deposit with a range of terms
• Individual retirement accounts
• Debit cards, online and mobile banking enrollment, and bill payment setup
• Direct deposit, wire transfers and automatic transfers between accounts
• Safe deposit services and cashier's checks where available at the branch

Customers who prefer to handle routine business without leaving the car can use the drive-through lanes at this location, which are often the most practical option for deposits, withdrawals and check cashing during busy parts of the day. The branch also has a wheelchair accessible entrance and a wheelchair accessible parking lot, so visitors using mobility devices can reach the lobby without navigating steps.

Mortgages and Consumer Lending

Home lending is one of the areas the bank is most frequently associated with in Berks County. Mid Penn Bank works with first time buyers, move up buyers, refinancing homeowners and borrowers looking to tap equity in a property they already own. Loan officers can discuss fixed rate and adjustable rate mortgage structures, construction and renovation financing, and government backed programs such as FHA and VA loans where a borrower qualifies. Home equity loans and lines of credit are commonly used for renovations, education costs and debt consolidation.

On the consumer side, the bank handles personal loans, vehicle financing and overdraft protection arrangements. Because applications are reviewed by a Pennsylvania based institution rather than a distant processing center, borrowers can usually speak directly with someone familiar with the local housing market, property values in Wyomissing, Spring Township, Reading and surrounding boroughs, and the way local municipalities handle settlements and assessments.

Business and Commercial Banking

The Broadcasting Road area is surrounded by professional offices, medical practices, light industrial sites and retail operations, and the branch is set up to work with that mix of business customers. Commercial services generally include:

• Business checking, savings and money market accounts
• Commercial real estate loans for purchase, construction or refinancing
• Term loans and equipment financing
• Working capital lines of credit
• Small Business Administration lending, an area in which Mid Penn Bank has built a notable volume statewide
• Treasury management tools such as remote deposit capture, ACH origination, positive pay and merchant services
• Business credit cards and payroll related deposit services

The bank has also been active in agricultural and municipal lending in parts of Pennsylvania, and in specialized areas such as financing for professional practices. Business owners in Berks County who need more than a transaction account can ask the branch to connect them with a commercial relationship manager who covers the region.

Wealth, Trust and Insurance Related Services

Beyond deposits and loans, Mid Penn Bank maintains trust and wealth management capabilities through its affiliated services groups. These typically cover investment management, retirement planning, trust administration, estate settlement support and guidance for individuals handling an inheritance or planning for the transfer of a family business. Branch staff can arrange introductions to those specialists for customers whose needs go beyond standard retail banking.

Visiting the Branch

The Wyomissing office sits on Broadcasting Road in a commercial stretch that is easy to reach from Paper Mill Road, Papermill Road connections to Route 222, and the Route 422 West Shore Bypass. Parking is on site. Lobby hours generally follow a weekday schedule with an abbreviated Saturday morning window, and drive-through hours often extend a little beyond lobby hours on weekdays, though it is worth calling the branch at +1 610-898-7700 to confirm current times before making a trip for a service that requires a banker rather than a teller.

Appointments are useful for anything involving documentation or signatures, including mortgage applications, business account openings, trust discussions, loan closings and estate related matters. Walk in service is typical for deposits, withdrawals, transfers, cashier's checks and account questions. Customers who are opening a new account should plan to bring government issued photo identification, a Social Security number or taxpayer identification number, and, for business accounts, formation documents such as articles of incorporation, a partnership agreement or a fictitious name registration, along with an employer identification number.

Local Presence in Berks County

For a long stretch, Berks County residents who wanted to bank with Mid Penn had to travel toward Dauphin, Lebanon or Lancaster counties. The Wyomissing branch changed that by placing deposit services, lending staff and drive-through access inside one of the county's busiest commercial areas. For households that already held a mortgage or a business line with the bank, the local office made in person service practical. For newcomers, it added another community bank option in a market that has seen a good deal of consolidation among regional institutions.

Deposits are insured by the FDIC within applicable limits, and the bank participates in standard shared ATM arrangements, which matters to customers who travel or who live closer to another part of the county. Anyone with questions about account eligibility, loan programs, business services or current branch hours can call the Wyomissing office directly.